Free Credit Reports - Know Your Score
Being Informed = Long Term Savings
Free credit reports contain data such as loans you may have, the balances, and how regularly you make your payments. They also show if any action has been taken against you because of unpaid bills, fall behind on lease payments, foreclosure, seizures etc. The underlying problem is that it’s common for errors to occur that can make you seem high risk to lenders, employers, landlords etc. - costing you thousands in higher interest rates.
A free credit report will also include accounts you have with banks, retailers, credit card issuers, utility companies and a number of other lenders.
How Long Does Information Stay on Our Credit Report?
Generally, all your credit history information, good or bad, remains on your credit report for seven years. If you file for personal bankruptcy, that fact remains on your credit report for 10 years.
Where Do Free Credit Reports Come from?
There are three major credit bureaus that operate nationwide which are the agencies of choice, Equifax, Experian, and TransUnion. These three major credit bureau agencies keep record of all of your financial history.
What Type of Information Is in Our Free Credit Report?
There are several forms of information in free credit reports: They include identifying information such as your full name, any known aliases, current and previous addresses, social security number, year of birth, current and past employers, delinquent child support payments, bankruptcies, tax liens, and if applicable, similar information about your spouse.
Why Should We Obtain Our Credit Report Scores?
Knowing your overall credit scores could end up saving you thousands of dollars. All manner of financial companies, lenders, and banking institutions use a persons credit scores to determine overall credit worthiness.
To avoid any unwelcome surprises, you should access your credit report & scores before you apply for credit such as car loans, mortgages, or credit cards. Errors in credit reports can be common, by using credit monitoring services you can stay in touch with where your credit ratings stand and be protected full-time against the rising problem of identity theft.
Getting informed = lower interest rates + saving money + security, protection and longterm financial freedom!
Follow the Simple Steps Below to Get Your Free Credit Report & 3 Bureau Scores Today
